Why Vehicle Insurance?
Vehicle insurance is mandatory in Rwanda for all registered vehicles. It protects you financially against accidents, theft, and third-party damage. Whether you've just purchased a car through Inzira or already own one, having proper coverage gives you peace of mind on the road.
Coverage Options
Third Party
Basic mandatory coverage. Covers damage to other people and their property.
Comprehensive
Full protection including theft, fire, accident damage, and natural disasters.
Third Party+
Third party plus theft and fire coverage. A balanced middle-ground option.
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Frequently Asked Questions
Is car insurance mandatory in Rwanda?
Yes. All vehicles must have at minimum third-party liability insurance to operate on Rwandan roads.
How much does vehicle insurance cost?
Costs vary based on vehicle value, type, usage, and coverage level. Third-party starts around RWF 30,000/year. Comprehensive can range from RWF 100,000 to 500,000+ depending on the vehicle.
Can I get insurance for an imported used car?
Absolutely. Once your vehicle is registered in Rwanda, you can obtain insurance regardless of whether it was imported used or bought new.
